Category Archives: Credit cards

When people go through bankruptcy, whether they use Chapter 7 or Chapter 13, one of their top concerns is repairing their credit score afterwards. It is a valid concern, as bankruptcy can negatively impact your credit score, and a poor credit score can make your future finances and purchases harder to manage. In order to […]

Did you know that in Massachusetts, debt collectors are not allowed to make unlimited phone calls in order to collect on a past due bill? Under regulations put out by the Massachusetts Division of Banks, third party debt collection firms can only call you two times in a seven day period on your home phone. […]

It may sound obvious but most people contemplating bankruptcy are behind on their bills, and have rapidly deteriorating (or bottomed-out) credit scores. But everyone who contemplates filing a bankruptcy case is entitled to consider what impact the case will have on their lives going forward. When it comes to credit scores, there are a lot […]

Imagine getting a knock on the door and finding a deputy sheriff outside. He hands you a fat envelope and departs without much formality. You’ve been sued. If you’ve fallen behind on your debts, chances are its a creditor who’s suing you. But when you look over the paperwork, the plaintiff is a name you […]

One of the most perplexing things a bankruptcy attorney can come across is clients (and potential clients) who are overly obsessed about their credit scores. With some folks, its almost as if the FICO score itself is some sort of IQ number, indicative of intelligence, self-worth, or some other positive attribute. If you are thinking […]