Category Archives: Practical tips

If you are going to file for bankruptcy, you don’t want to do it naked. But you would be surprised at how many people leave the space for clothing blank on their bankruptcy petitions. Really? Who is going to believe that? Certainly not the trustee who is questioning you under oath, and who can plainly […]

Quite a few of the people who come in to my office for bankruptcy consultations are under the impressions that their list of creditors is comprised primarily — or entirely — of the major credit card companies and department stores where they have accounts. If you are thinking of filing a bankruptcy case, don’t forget […]

With two weeks of the new year behind us, its time to take a look at the first of the 2011 bankruptcy opinions from our local judges. In a bit of an odd case (is this an omen for the year ahead?) from Western Massachusetts, bankruptcy judge Henry J. Boroff ruled that a non-filing wife […]

It should be no surprise that people considering bankruptcy are often beset with worry over their debts. And of course, the debt collection agencies play in to those fears, and do their best to fan the flames. But worry need not consume anyone’s life. Here is some good practical advice from the Positivity Blog on […]

They are already on the way. Or they’ll be here soon. Now here comes the hard part of the holiday season — paying the bills. New Mexico bankruptcy attorney Gini Nelson has put up a nice post about how wanting a time out from everyday life during the holiday rush can cause trouble down the […]

It will never be a popular a losing weight, but filing for personal bankruptcy (and otherwise getting one’s financial house in order) is often a popular resolution at the start of the New Year. Here are a couple of different takes on the idea of a resolution. First, California attorney Cathy Moran offers up the […]

While bankruptcy forms may be endlessly amended, there is much to be said for submitting them correctly at the outset of the case. A good example of this can be found in the Yonjan case, a recent decision by bankruptcy judge William Hillman in Boston. There the debtor was the former operator and president of […]

If bill collectors have ever used an auto-dialer (a.k.a. “robo-call”) to ring you up on your cell phone, they could be in big trouble. It is not the bankruptcy code per se that prevents this, but a related federal consumer protection law called the Telephone Consumer Protection Act. Florida attorney Chip Parker has posted a […]