Category Archives: Practical tips

I am already rethinking my view, stated here earlier this week, that a bankruptcy lawyer’s experience level should not be the most important factor in a client’s decision of whom to hire to work on their case. While I still wouldn’t rank it as the most important factor, the news that, on the West Coast, […]

Typically, after consumers with debt problems gather all their bills together (or sometimes before), they will set out to contact a bankruptcy lawyer to help them with the process. Choosing the right lawyer to handle your bankruptcy case is an important decision, but it shouldn’t be an all-consuming or paralyzing one. There are many good […]

I have written previously about why for most people bankruptcy filing is a better option than getting tied up with debt settlement companies, but for anyone who is determined to try one out, be wary of getting caught up in scams run by these organizations. How can you tell if a debt settlement offer is […]

If you are in over your head with consumer debt, take a step back, a deep breath and try to formulate a way out. It’s not easy, so let me map it out for you in five sequential steps. First, get a grip on the size of the problem. People are often shocked to find […]

After going through a bankruptcy, most people are a little apprehensive, if not downright terrified, of building their credit rating back up. On the one hand no one wants to sleep in the motels that only take cash, so a little credit would be good, but on the other hand, you don’t want to get […]

The mailbox is stuffed with bills. Your desk is overflowing. The deputy sheriff is knocking on the door with a fresh stack of litigation. You have thought about declaring bankruptcy, and are ready to call a lawyer for help. But how do you start organizing this stuff? For a simple Chapter 7 case, (the most […]