The folks at Filing Bankruptcy Now have a good message posted on their site: Focus your attention on positive action, despite your need to go through a bankruptcy case.
Their main point is that “with all this bad news out there it’s hard to find the silver lining if you are one of these that are suffering.”
But this is what bankruptcy was created for. Once a case is filed, the creditor is not even allowed to call, mail or even e-mail the debtor ever, unless the debtor reaffirms the debt to keep a piece of secured property and continue on paying for it. This is great news for an individual that is feeling hopeless with their debt. Contacting a bankruptcy attorney would be the first step to regaining control of your financial future.